Electric Bicycle Insurance Uk

Most contents insurance policies that include bikes have a low cover limit which is likely to be below the value of your electric bike and unlikely to cover bicycle theft away from the home.

Electric bicycle insurance uk. The full details form classification can be researched further here. Third party liability for electric bicycles is essential. Get the right cover. Markel offers a stand alone e bike insurance policy that insures e bikes with power assist up to 750 watts with speeds up to 28mph.

E bike policies start at 100 per year and offer a variety of coverage levels and deductible options. The minimum age for the main policyholder is 18. If you live in northern ireland different road use rules apply as the highway regulations of northern ireland view e bikes as closer to mopeds than to bicycles. Licensing tax and insurance you can ride an electric bike if you re 14 or over as long as it meets certain requirements.

Make sure you get a electric bike insurance policy that can cover the cost of your bike by checking the maximum cover each insurer offers. Any third party costs are covered be it damage to someone s property or a collision with a pedestrian or fellow cyclist. If you re a resident of england scotland or wales then there is no requirement you must insure the the electric bike or get special insurance. All of our electric bike insurance policies included 2m in public liability cover with zero excess.

Here are some more reasons to choose cycleplan for your specialist electric bike insurance. You can include your family members and their bikes on your cycleguard policy but we cannot cover anyone under the age of 14 for an electric bike. Electric bikes and home insurance before you take out a specialist electric bike insurance policy check your home insurance to see what cover you have for pedal cycles. Theft and accidental damage up to 30 000 covers your ebike if the incident happens when the bike is being used by you or an immediate family member who permanently lives with you.

You must be 14 years or older to ride an e bike or electric bike in the uk. Markel s electric bicycle coverage protects the ebike from theft damage and more. Because of this you are required by law to insure your electric bike when using one if you live in northern ireland. Public liability for ebikes.

Electric bike insurance comparison currently anyone over 14 in england scotland and wales can ride an e bike without insurance tax or a particular type of licence. Since 1 may 2019 british cycling bike insurance has been provided by bikmo. When you buy ebike insurance uk providers will usually include various add ons some of which may cost extra.