Electric Bicycle Insurance California

We partnered with an a m best a rated us insurance company to provide a multi risk policy offering protection to all types of cyclists.

Electric bicycle insurance california. A cheap electric bike can cost somewhere around 1000 and an expensive electric bike can cost up to 15 000. To insure your bicycle just get a homeowners renters or condo insurance quote online or call 1 866 749 7436 to speak to an expert insurance rep. Protection for spare parts and accessories up to 500 in coverage for spare parts and 500 for riding apparel per claim 1 000 total per policy term. However electric bicycle riders must wear a dot approved safety helmet if they are under the age of 18 or are operating a class three electric bike.

Markel s electric bicycle coverage protects the ebike from theft damage and more. At no additional cost bicycle physical damage insurance protection can also include. Theft protection at or away from home. Do you need a license insurance or registration in california.

The good news is that most forms of insurance for electronic bicycles is relatively inexpensive and often costs on average 200 or less per year depending on a number of factors. In those rare cases the liability limits on your homeowners renters or condo policy will generally cover you if the accident was your fault. Per the california ca vehicle code electric bicycles are classified as conventional bicycles. Electric bicycles are street legal in california but you don t need a license or registration in order to operate one on the road.

Electric bikes must not exceed 1000w and must not exceed 20 mph on level ground. Electric bikes motors must disengage when brake functions are applied and use a switch or mechanism that when released will cause motor function to cease. Electric bike operators do not need to be licensed. Often traditional homeowners and renters policies do not cover e bikes leaving riders without protection for themselves and their bikes.

Electric bikes are expensive most of bicycle insurance won t cover electric bikes as electric bikes cost more than bicycles and they have different accidents and incidents. E bike insurance is readily available and affordable. Markel offers a stand alone e bike insurance policy that insures e bikes with power assist up to 750 watts with speeds up to 28mph. Such expensive price tag make your e bike a target for thieves.

Replacement cost coverage your bike is insured at full value. When it comes to getting e bike insurance you start with the overall value of your electronic bike and then looking for the type of coverage that best suits your needs.